Something I’d like to add to your post for OP, consider who is viewing your permanent record. Advertisers? Data Brokers? Governments? Colleges? Employers? Banks/Loans? Insurance Agencies? Think about how all of these agencies can use your data against you, or to make your life miserable.
I don’t want an employer/college to decide my acceptance based on what goes on in my Gmail, or what I be doing on Youtube.