The “problem” here is that MSFT is the only company that does this for their OS. Apple doesn’t. Linux doesn’t- as their updates are always free.
Microsoft doing this feels a dick move and almost shameful that they’d go this far to get another 30 dollars from a highly non private and data collecting operating system. It shows the lack of respect and value they have for their customers.
It’s analogous to arguing with a small sandwich shop for why they’re charging 2 more dollars for extra cheese when your net worth is a million dollars.
But these are my opinions.