I would not trust Microsoft anymore. They forces function updates to all users and who knows if they will fight local accounts at some point via forced update and not just on install. In my opinion it’s a bet if or more likely when they will do it.
“not can do” is something I fully understand, but “not wish” sounds like you don’t know Linux and you think it is worse than it acutally is. I just can speak about my own experience, but switching to Linux recently improves my daily digital life a lot, even with some downsides that come with.
So my question: what do you think you cannot do and what is the reason you don’t wish?